Amex Fine Hotels and Resorts: a hotel room at sunset with a lamp lit by the window

Amex Platinum · The hotels · Checked 20 October 2026

Amex Fine Hotels and Resorts, and where to use it

Breakfast for two, a US$100 credit and a 4pm check-out at over a thousand hotels. Here is what it is really worth, how to book it, and a finder of 170 FHR hotels: every one we could confirm in the UK, and the 102 abroad we have already reviewed.

Nooncheck-in, when available
Upgradeon arrival, when available
Breakfastfor two, every day
US$100to spend in the hotel
4pmcheck-out, guaranteed

Ruben Aster, Unsplash

The short answer

What is Amex Fine Hotels and Resorts?

Amex Fine Hotels and Resorts (Amex writes it Fine Hotels + Resorts, or FHR) is a set of luxury hotels that Platinum and Centurion cardmembers book through American Express Travel. The room rate is usually the hotel's own flexible rate. On top, every stay comes with breakfast for two each morning, a US$100 credit for the spa, bar or restaurant, Wi-Fi, a guaranteed 4pm check-out, and noon check-in and an upgrade when the hotel can.

Amex says the average stay is worth US$550 in extras. For anyone who stays at five-star hotels anyway, it is the most valuable thing on the Amex Platinum card. The catch: you can only book it with the card, and you have to be on the stay.

The finder

Every Amex Fine Hotels and Resorts hotel we can confirm

68 in the UK, read as FHR on Amex Travel on 20 October 2026, plus the 102 FHR hotels abroad that are already on our shortlists, in Croatia, Dubai, Portugal, Rome, Sri Lanka, Thailand, Maldives, Amalfi Coast, Safari, Kyoto, Bali. Amex adds and drops hotels through the year, so check the label on Amex Travel when you book.

London from the air, with the Houses of Parliament by the Thames — Maxim Melnikov, Unsplash

Only hotels we have reviewed

170 hotels

London
Six Senses London
Bayswater (Whiteleys)
Dine: Whiteley's Kitchen
Hotel website
London
Mandarin Oriental Mayfair
Mayfair (Hanover Square)
Dine: Atrium Restaurant
Hotel website
London
The Lanesborough, Oetker Hotels
Knightsbridge (Hyde Park Corner)
Dine: The Lanesborough Grill
London
The Peninsula London
Belgravia (Hyde Park Corner)
Dine: Canton Blue (signature Cantonese); rooftop Brooklands by Claude Bosi
England
Coworth Park
Ascot, Berkshire
Dine: Woven by Adam Smith
Hotel website
England
Estelle Manor
Eynsham, Oxfordshire
Dine: Four restaurants: The Brasserie, The Billiards Room, The Armoury, The Glasshouse
Hotel website
England
The Royal Crescent Hotel & Spa
Bath
Dine: The Dower House
Scotland
The Gleneagles Hotel
Auchterarder, Perthshire
Dine: Restaurant Andrew Fairlie (also The Strathearn)
Hotel website
Scotland
Gleneagles Townhouse
St Andrew Square, Edinburgh
Dine: The Spence
Hotel website
Scotland
Old Course Hotel, Golf Resort & Spa
St Andrews, Fife
London
Raffles London at The OWO
Whitehall
Dine: Mauro Colagreco at Raffles London at The OWO
London
The Connaught
Mayfair
Dine: Hélène Darroze at The Connaught (also Jean-Georges at The Connaught)
London
The Berkeley
Knightsbridge
Dine: La Môme (also Cedric Grolet at The Berkeley)
London
The Goring
Belgravia
Dine: The Dining Room
London
The Ritz London
Piccadilly
Dine: The Ritz Restaurant
London
The Savoy
Strand (Covent Garden)
Dine: Savoy Grill
London
Claridge's
Mayfair
Dine: Claridge's Restaurant
London
The Dorchester
Mayfair (Park Lane)
Dine: Alain Ducasse at The Dorchester (also The Grill at The Dorchester)
Hotel website
London
45 Park Lane
Mayfair (Park Lane)
Dine: CUT at 45 Park Lane
Hotel website
London
Rosewood London
Holborn
London
Corinthia London
Whitehall (Embankment)
London
Bvlgari Hotel London
Knightsbridge
London
Mandarin Oriental Hyde Park
Knightsbridge
London
The Beaumont Mayfair
Mayfair
England
Cliveden House
Taplow, Berkshire
England
Chewton Glen Hotel & Spa
New Milton, Hampshire
London
Hotel Cafe Royal
Piccadilly
London
The Emory
Belgravia
London
The Chancery Rosewood
Mayfair (Grosvenor Square)
England
Beaverbrook
Leatherhead, Surrey
England
Lucknam Park
Colerne, Wiltshire
England
The Gainsborough Bath Spa
Bath
England
Four Seasons Hotel Hampshire
Hook, Hampshire
England
Grantley Hall
Ripon, North Yorkshire
England
Dormy House Hotel & Spa
Broadway, Worcestershire
England
Foxhill Manor
Broadway, Worcestershire
England
Cowley Manor Experimental
Cowley, Gloucestershire
England
The Langley, a Luxury Collection Hotel
Iver, Buckinghamshire
Scotland
The Balmoral
Edinburgh
Scotland
The Caledonian Edinburgh
Edinburgh
Scotland
Cameron House on Loch Lomond
Alexandria
Scotland
Rusacks St Andrews
St Andrews
Scotland
SCHLOSS Roxburghe
Kelso
Scotland
100 Princes Street
Edinburgh
Scotland
Trump Turnberry
Turnberry
Scotland
Kimpton Charlotte Square
Edinburgh
Scotland
W Edinburgh
Edinburgh
Scotland
JA Mar Hall
Bishopton
London
Brown's Hotel
London
London
Four Seasons Park Lane
London
London
Four Seasons Tower Bridge
London
London
The Langham
London
London
The Londoner
London
London
Shangri-La The Shard
London
London
Ham Yard
London
London
Broadwick Soho
London
London
NoMad London
London
London
The London EDITION
London
London
Park Hyatt River Thames
London
London
Nobu Portman Square
London
London
1 Hotel Mayfair
London
London
Cambridge House
London
London
Jumeirah Carlton Tower
London
London
Pan Pacific London
London
London
L'oscar
London
London
Grosvenor House Suites
London
London
The St. Regis London
London
London
The Soho Hotel
London
CroatiaReviewed by us
Villa Dubrovnik
Dubrovnik and Cavtat
Read our review
CroatiaReviewed by us
Villa Nai 3.3
Hvar, Pelješac and the islands
Read our review
CroatiaReviewed by us
Maslina Resort
Hvar, Pelješac and the islands
Read our review
CroatiaReviewed by us
Palace Elisabeth Hvar Heritage Hotel
Hvar, Pelješac and the islands
Read our review
CroatiaReviewed by us
Grand Park Hotel Rovinj
Istria
Read our review
CroatiaReviewed by us
Meneghetti Wine Hotel & Winery
Istria
Read our review
DubaiReviewed by us
The St. Regis Downtown Dubai
Downtown, DIFC and Business Bay
Read our review
DubaiReviewed by us
The Lana, Dorchester Collection
Downtown, DIFC and Business Bay
Read our review
DubaiReviewed by us
Four Seasons Hotel Dubai International Financial Centre
Downtown, DIFC and Business Bay
Read our review
DubaiReviewed by us
Atlantis The Royal
Palm Jumeirah
Read our review
DubaiReviewed by us
One&Only The Palm
Palm Jumeirah
Read our review
DubaiReviewed by us
Waldorf Astoria Dubai Palm Jumeirah
Palm Jumeirah
Read our review
DubaiReviewed by us
Bvlgari Resort Dubai
Jumeirah and Umm Suqeim
Read our review
DubaiReviewed by us
Mandarin Oriental Jumeira, Dubai
Jumeirah and Umm Suqeim
Read our review
DubaiReviewed by us
Four Seasons Resort Dubai at Jumeirah Beach
Jumeirah and Umm Suqeim
Read our review
DubaiReviewed by us
Jumeirah Al Qasr
Jumeirah and Umm Suqeim
Read our review
DubaiReviewed by us
Al Maha, a Luxury Collection Desert Resort & Spa
The desert
Read our review
DubaiReviewed by us
Bab Al Shams Desert Resort
The desert
Read our review
PortugalReviewed by us
Penha Longa Resort
Lisbon and Sintra
Read our review
PortugalReviewed by us
Four Seasons Hotel Ritz Lisbon
Lisbon and Sintra
Read our review
PortugalReviewed by us
Bairro Alto Hotel
Lisbon and Sintra
Read our review
PortugalReviewed by us
Vermelho Melides
Comporta and the Alentejo
Read our review
PortugalReviewed by us
São Lourenço do Barrocal
Comporta and the Alentejo
Read our review
PortugalReviewed by us
Vila Vita Parc Resort & Spa
The Algarve
Read our review
PortugalReviewed by us
Bela Vista Hotel & Spa
The Algarve
Read our review
PortugalReviewed by us
Six Senses Douro Valley
Porto and the Douro
Read our review
PortugalReviewed by us
The Lince Santa Clara
Porto and the Douro
Read our review
PortugalReviewed by us
Reid's Palace, A Belmond Hotel
Madeira
Read our review
PortugalReviewed by us
The Reserve Hotel
Madeira
Read our review
RomeReviewed by us
Bvlgari Hotel Roma
The Spanish Steps and the Tridente
Read our review
RomeReviewed by us
Hotel de Russie, a Rocco Forte Hotel
The Spanish Steps and the Tridente
Read our review
RomeReviewed by us
Hassler Roma
The Spanish Steps and the Tridente
Read our review
RomeReviewed by us
Hotel de la Ville, a Rocco Forte Hotel
The Spanish Steps and the Tridente
Read our review
RomeReviewed by us
Palazzo Talìa
The Spanish Steps and the Tridente
Read our review
RomeReviewed by us
Orient Express La Minerva
The Pantheon and Navona
Read our review
RomeReviewed by us
Six Senses Rome
The Pantheon and Navona
Read our review
RomeReviewed by us
Hotel Vilòn
The Pantheon and Navona
Read our review
RomeReviewed by us
Palazzo Roma
The Pantheon and Navona
Read our review
RomeReviewed by us
Hotel Eden, Dorchester Collection
Via Veneto and Villa Borghese
Read our review
RomeReviewed by us
The Rome EDITION
Via Veneto and Villa Borghese
Read our review
RomeReviewed by us
The St. Regis Rome
Via Veneto and Villa Borghese
Read our review
RomeReviewed by us
Anantara Palazzo Naiadi Rome Hotel
Monti and the Forum
Read our review
RomeReviewed by us
Villa Agrippina, Gran Meliá
Prati and the Vatican
Read our review
Sri LankaReviewed by us
Amangalla
Galle and Ahangama
Read our review
ThailandReviewed by us
Capella Bangkok
Bangkok
Read our review
ThailandReviewed by us
Mandarin Oriental Bangkok
Bangkok
Read our review
ThailandReviewed by us
The Siam
Bangkok
Read our review
ThailandReviewed by us
Aman Nai Lert Bangkok
Bangkok
Read our review
ThailandReviewed by us
Amanpuri
Phuket and Phang Nga Bay
Read our review
ThailandReviewed by us
Trisara
Phuket and Phang Nga Bay
Read our review
ThailandReviewed by us
Rosewood Phuket
Phuket and Phang Nga Bay
Read our review
ThailandReviewed by us
Six Senses Yao Noi
Phuket and Phang Nga Bay
Read our review
ThailandReviewed by us
Four Seasons Resort Koh Samui
Koh Samui
Read our review
ThailandReviewed by us
Six Senses Samui
Koh Samui
Read our review
ThailandReviewed by us
Banyan Tree Samui
Koh Samui
Read our review
ThailandReviewed by us
Four Seasons Resort Chiang Mai
Chiang Mai and the Golden Triangle
Read our review
ThailandReviewed by us
137 Pillars House
Chiang Mai and the Golden Triangle
Read our review
ThailandReviewed by us
Anantara Golden Triangle Elephant Camp & Resort
Chiang Mai and the Golden Triangle
Read our review
ThailandReviewed by us
Phulay Bay, A Ritz-Carlton Reserve
Krabi and Koh Lanta
Read our review
MaldivesReviewed by us
One&Only Reethi Rah
North Malé Atoll
Read our review
MaldivesReviewed by us
Four Seasons Resort Maldives at Kuda Huraa
North Malé Atoll
Read our review
MaldivesReviewed by us
The Ritz-Carlton Maldives, Fari Islands
North Malé Atoll
Read our review
MaldivesReviewed by us
Patina Maldives, Fari Islands
North Malé Atoll
Read our review
MaldivesReviewed by us
Waldorf Astoria Maldives Ithaafushi
South Malé Atoll
Read our review
MaldivesReviewed by us
Taj Exotica Resort & Spa, Maldives
South Malé Atoll
Read our review
MaldivesReviewed by us
Soneva Fushi
Baa Atoll
Read our review
MaldivesReviewed by us
Four Seasons Resort Maldives at Landaa Giraavaru
Baa Atoll
Read our review
MaldivesReviewed by us
The Nautilus Maldives
Baa Atoll
Read our review
MaldivesReviewed by us
Soneva Jani
The north: Raa, Lhaviyani and Noonu
Read our review
MaldivesReviewed by us
Cheval Blanc Randheli
The north: Raa, Lhaviyani and Noonu
Read our review
MaldivesReviewed by us
JOALI BEING
The north: Raa, Lhaviyani and Noonu
Read our review
MaldivesReviewed by us
Velaa Private Island
The north: Raa, Lhaviyani and Noonu
Read our review
MaldivesReviewed by us
Conrad Maldives Rangali Island
Ari Atoll (North and South)
Read our review
MaldivesReviewed by us
Six Senses Laamu
The far south: Laamu, Gaafu and Addu
Read our review
Amalfi CoastReviewed by us
Villa Treville
Positano and Praiano
Read our review
Amalfi CoastReviewed by us
Le Sirenuse
Positano and Praiano
Read our review
Amalfi CoastReviewed by us
Hotel Santa Caterina
Amalfi and Conca dei Marini
Read our review
Amalfi CoastReviewed by us
Hotel Miramalfi
Amalfi and Conca dei Marini
Read our review
Amalfi CoastReviewed by us
Caruso, A Belmond Hotel, Amalfi Coast
Ravello and Scala
Read our review
Amalfi CoastReviewed by us
Palazzo Avino
Ravello and Scala
Read our review
Amalfi CoastReviewed by us
Grand Hotel Excelsior Vittoria
Sorrento
Read our review
SafariReviewed by us
JW Marriott Masai Mara Lodge
The Masai Mara, Kenya
Read our review
SafariReviewed by us
Four Seasons Safari Lodge Serengeti
The Serengeti, Tanzania
Read our review
KyotoReviewed by us
Banyan Tree Higashiyama Kyoto
Higashiyama and Gion
Read our review
KyotoReviewed by us
Suiran, a Luxury Collection Hotel, Kyoto
Arashiyama
Read our review
KyotoReviewed by us
Aman Kyoto
North Kyoto and the hills
Read our review
BaliReviewed by us
Mandapa, a Ritz-Carlton Reserve
bali
Read our review
BaliReviewed by us
Capella Ubud
bali
Read our review
BaliReviewed by us
Four Seasons Resort Bali at Sayan
bali
Read our review
BaliReviewed by us
Buahan, a Banyan Tree Escape
bali
Read our review
BaliReviewed by us
COMO Shambhala Estate
bali
Read our review
BaliReviewed by us
Bvlgari Resort Bali
bali
Read our review
BaliReviewed by us
Jumeirah Bali
bali
Read our review
BaliReviewed by us
Alila Villas Uluwatu
bali
Read our review
BaliReviewed by us
The Legian Seminyak
bali
Read our review
BaliReviewed by us
Amankila
bali
Read our review
BaliReviewed by us
Four Seasons Resort Bali at Jimbaran Bay
bali
Read our review
BaliReviewed by us
Raffles Bali
bali
Read our review
BaliReviewed by us
The Apurva Kempinski Bali
bali
Read our review
BaliReviewed by us
The St. Regis Bali Resort
bali
Read our review
BaliReviewed by us
Jimbaran Puri, A Belmond Hotel
bali
Read our review
BaliReviewed by us
Andaz Bali
bali
Read our review

What it is worth

What a stay is worth to you

Slide to the length of your stay. We count only what Amex itself puts a number on: breakfast for two at its minimum of US$60 a day, and the US$100 credit once per stay. The 4pm check-out, the upgrade and the early room are on top, and at a London hotel breakfast for two often costs more than US$60.

Afternoon tea on a stand, the kind of thing the hotel credit pays for — Jelleke Vanooteghem, Unsplash

Nights 2

Breakfast for two: US$120
Hotel credit, once per stay: US$100
4pm check-out, noon check-in, upgrade: On top
At least: US$220

Amex's own average is US$550 for two nights, because breakfast at top hotels usually costs well over its minimum and upgrades are worth more than either.

The two programmes

Fine Hotels + Resorts or The Hotel Collection?

Amex runs a second, smaller programme, The Hotel Collection, which Gold cardholders can use too. The difference is breakfast, the guaranteed check-out and the two-night minimum.

Fine Hotels + Resorts and The Hotel Collection compared
Rule	Fine Hotels + Resorts	The Hotel Collection
Minimum stay	None stated	Two consecutive nights or more
Property credit	US$100 towards eligible charges (varies by property)	US$100 towards eligible charges, charged to the room, applied at check-out
Breakfast	Daily breakfast for two (valued at a minimum of US$60 per room per day)	Not included
Check-in	12pm check-in, when available	12pm check-in, when available
Check-out	Guaranteed 4pm check-out	Late check-out, when available
Room upgrade	On arrival when available; some room categories excluded	On arrival when available; some room categories excluded
Wi-Fi	Complimentary	Not listed
Who can book	Platinum, Business Platinum and Centurion members; booked and paid with the eligible Card	Preferred Rewards Gold (charge and credit), Business Gold, Platinum, Business Platinum and Centurion; excludes Platinum Credit Companion cards
Room limit	Not stated on the page read	Benefits per room, per stay, up to three rooms

The Royal Crescent in Bath, home of The Royal Crescent Hotel, a Fine Hotels + Resorts hotel — Ifeoluwa B., Unsplash

How to book it

Booking Amex Fine Hotels and Resorts, step by step

Find the hotel's own price first. Check the hotel's website for the flexible rate, and note any member or prepaid rate.
Search Amex Travel. Sign in to Amex Travel's Fine Hotels + Resorts page and look for the FHR label on the hotel. Some hotels add a third or fourth night free on top.
Compare like with like. If the FHR rate is within about US$60 a night of the direct flexible rate, the breakfasts alone cover it.
Pay with the Platinum card and travel yourself. The cardmember has to be on the stay. Up to three rooms can be booked with the benefits.
Ask about the credit at check-in. Each hotel decides what the US$100 covers: usually the restaurant, bar or spa.

Amex Travel or Platinum Travel Services take the booking; for help, Amex says to call the number on the back of your card. We are not paid by American Express and there are no card links on this page.

Questions

Amex Fine Hotels and Resorts, answered

What is Amex Fine Hotels and Resorts?

Fine Hotels + Resorts is a collection of over a thousand luxury hotels you book through American Express Travel with a Platinum or Centurion card. On each stay you get noon check-in and an upgrade when available, breakfast for two every day, a US$100 credit to spend in the hotel, Wi-Fi and a guaranteed 4pm check-out.

Is there a list of Amex Fine Hotels and Resorts hotels?

Amex lists them on Amex Travel by destination, but there is no single published list. Our finder above has 68 UK hotels we read as FHR on Amex Travel on 20 October 2026, and the 102 FHR hotels abroad that we have already reviewed.

Who can book Fine Hotels + Resorts in the UK?

Holders of the Platinum Card, Business Platinum and Centurion. The booking must be paid with that card and the cardmember must be on the stay, so you cannot book it for a friend travelling alone. The Platinum Credit Companion card does not qualify.

Is the Fine Hotels + Resorts rate more expensive?

Usually it matches the hotel's own flexible rate, though it can be a little higher, and it rarely beats a hotel's member, prepaid or flash-sale rate. Compare the total before you book: on most stays the breakfasts and the credit more than cover any difference.

How much is Fine Hotels + Resorts worth per stay?

Amex puts the average at US$550 for a two-night stay, based on its 2025 bookings. Breakfast for two is valued at a minimum of US$60 a day, plus the US$100 credit and the 4pm check-out.

What is the difference between Fine Hotels + Resorts and The Hotel Collection?

The Hotel Collection needs a stay of two nights or more and has no breakfast; check-out is late only when available. It is also open to Gold cardholders. Fine Hotels + Resorts has no minimum stay, includes breakfast for two and guarantees 4pm check-out.

Do back-to-back Fine Hotels + Resorts stays get the credit twice?

No. Stays at the same hotel within 24 hours of each other count as one stay, so the US$100 credit and the upgrade come once.

Can I earn hotel points on a Fine Hotels + Resorts booking?

Often yes at Marriott, Hilton, Hyatt and Four Seasons-style chains, because Amex Travel books through the hotel; it depends on the hotel and the chain's own rules. You earn Membership Rewards points on the card spend either way.

Sources: Amex UK: Fine Hotels + Resorts and terms · Amex UK: 2026 hotel additions · Amex UK: UK staycation hotels · Amex Travel: London listing · Amex Travel: England listing · Amex Travel: Scotland listing · Amex UK: Six Senses London · MilePro: FHR rates against direct rates

Amex Fine Hotels and Resorts, and where to use it

What is Amex Fine Hotels and Resorts?

Every Amex Fine Hotels and Resorts hotel we can confirm

Six Senses London

Mandarin Oriental Mayfair

The Lanesborough, Oetker Hotels

The Peninsula London

Coworth Park

Estelle Manor

The Royal Crescent Hotel & Spa

The Gleneagles Hotel

Gleneagles Townhouse

Old Course Hotel, Golf Resort & Spa

Raffles London at The OWO

The Connaught

The Berkeley

The Goring

The Ritz London

The Savoy

Claridge's

The Dorchester

45 Park Lane

Rosewood London

Corinthia London

Bvlgari Hotel London

Mandarin Oriental Hyde Park

The Beaumont Mayfair

Cliveden House

Chewton Glen Hotel & Spa

Hotel Cafe Royal

The Emory

The Chancery Rosewood

Beaverbrook

Lucknam Park

The Gainsborough Bath Spa

Four Seasons Hotel Hampshire

Grantley Hall

Dormy House Hotel & Spa

Foxhill Manor

Cowley Manor Experimental

The Langley, a Luxury Collection Hotel

The Balmoral

The Caledonian Edinburgh

Cameron House on Loch Lomond

Rusacks St Andrews

SCHLOSS Roxburghe

100 Princes Street

Trump Turnberry

Kimpton Charlotte Square

W Edinburgh

JA Mar Hall

Brown's Hotel

Four Seasons Park Lane

Four Seasons Tower Bridge

The Langham

The Londoner

Shangri-La The Shard

Ham Yard

Broadwick Soho

NoMad London

The London EDITION

Park Hyatt River Thames

Nobu Portman Square

1 Hotel Mayfair

Cambridge House

Jumeirah Carlton Tower

Pan Pacific London

L'oscar

Grosvenor House Suites

The St. Regis London

The Soho Hotel

Villa Dubrovnik

Villa Nai 3.3

Maslina Resort

Palace Elisabeth Hvar Heritage Hotel

Grand Park Hotel Rovinj

Meneghetti Wine Hotel & Winery

The St. Regis Downtown Dubai

The Lana, Dorchester Collection

Four Seasons Hotel Dubai International Financial Centre