The directory · Updated 20 October 2026
Amex Platinum benefits, all in one place
Every UK perk on one page, what each is really worth, and a dated log of what Amex has added and taken away. Then a calculator, so you can see whether £650 a year pays for itself for you.
- £650a year
- 1,550+lounges
- £400dining credit
- 13benefits listed
likesilkto, Unsplash
The short answer
What are the Amex Platinum benefits?
Amex Platinum benefits in the UK come in five groups: travel (1,550+ airport lounges, car hire status and a discount on long-haul premium fares), hotels (Fine Hotels + Resorts, The Hotel Collection and five hotel status tiers), dining (a £400-a-year restaurant credit), insurance (worldwide travel cover) and rewards (Membership Rewards points that move to 15 airline and hotel schemes). The card costs £650 a year.
Whether it pays depends on what you would use. The dining credit alone gives back £400 in cash if you claim all four halves; the rest is worth what you would otherwise have paid. Tick what you would really use in the calculator below and it will tell you. Amex benefits are spread across dozens of pages and the app, so we keep them here in one place, with a dated log of what changes.
We are not paid by American Express and there are no card application links on this page. This is a guide, not financial advice: check the current terms with Amex before you apply.
Does it pay for itself?
What Amex Platinum benefits are worth to you
Slide each benefit to what it would really save you this year. The dining credit starts full, because it is cash back. Everything else starts at nothing; the top of each slider is Amex's own estimate, which assumes you use it a lot.
£400 back on a £650 fee
£250 short of the fee. Add what else you would really use.
The directory
Every Amex Platinum benefit in the UK
TravelChanged 2026
Global Lounge Collection
- You get
- Over 1,550 lounges: Centurion Lounges (including Heathrow Terminal 3), Priority Pass with one free guest, Plaza Premium, Escape, Airspace, Eurostar Business Premier lounges and Delta Sky Clubs when flying Delta.
- The catch
- Centurion: one guest on the same flight since 8 July 2026. Eurostar lounges are for the cardmember only.
- How to use it
- Enrol for Priority Pass in your Amex account; show your card at Centurion Lounges.
TravelImproved 2026
Priority Pass pre-bookings
- You get
- Eight free pre-booked visits a year to UK Priority Pass lounges in 2026 and 2027.
- The catch
- One person per booking; cancel 48 hours ahead to get it back; unused ones expire at year end.
- How to use it
- Book through Priority Pass and apply the entitlement.
Travel
International Airline Program
- You get
- Discounts on first, business and premium economy fares on partner airlines, for you and up to eight companions on the same booking.
- The catch
- Round trips from the airline's designated airports; blackout dates apply.
- How to use it
- Book through Platinum Travel Services or Amex Travel.
Travel
Car hire status
- You get
- Hertz Five Star (up to 15% off, 25% off the Prestige Collection and a one-class upgrade) and Avis status.
- The catch
- Subject to availability and market.
- How to use it
- Enrol through the Amex benefits page.
HotelsSix Senses London added 2026
Fine Hotels + Resorts
- You get
- At over a thousand luxury hotels: noon check-in and an upgrade when available, breakfast for two every day, a US$100 hotel credit, Wi-Fi and a guaranteed 4pm check-out.
- The catch
- Up to three rooms a stay; back-to-back stays within 24 hours count as one; you must pay with your Platinum card and travel yourself.
- How to use it
- Book through Amex Travel or Platinum Travel Services.
Hotels
The Hotel Collection
- You get
- A US$100 credit and a room upgrade when available on stays of two nights or more.
- The catch
- Up to three rooms a stay. Also open to some Gold cards.
- How to use it
- Book through Amex Travel.
Hotels
Hotel status
- You get
- Hilton Honors Gold, Marriott Bonvoy Gold Elite, Meliá Rewards Gold, Radisson Rewards Premium and ALL Accor Gold.
- The catch
- Lasts while you hold the card.
- How to use it
- Enrol for each scheme separately.
DiningExtension reported
Global Dining Credit
- You get
- Up to £100 back at participating UK restaurants and £100 abroad, every six months: £400 a year. Over 2,000 restaurants in 16 countries, 160 or so in the UK.
- The catch
- Main cardmember only; dine in, paid in person; no deposits, booking fees or takeaways.
- How to use it
- Save both credits to your card in Amex Offers first.
Insurance
Worldwide travel insurance
- You get
- Cover for you, supplementary cardmembers and immediate family, including up to £2 million medical and £7,500 cancellation.
- The catch
- Medical cover stops at 70; trips up to 90 days; pre-existing conditions excluded unless accepted.
- How to use it
- Automatic, though some benefits need the trip paid on the card.
Insurance
Purchase and refund protection
- You get
- Protection on eligible purchases made with the card, plus 24/7 Global Assist when you travel.
- The catch
- See the policy wording.
- How to use it
- Automatic.
Rewards and lifestyle
Membership Rewards
- You get
- 1 point per £1, 2 per £1 on flights, prepaid hotels, car hire and experiences through Amex Travel. Points never expire.
- The catch
- No points on cash, balance transfers, foreign exchange fees or interest.
- How to use it
- Automatic.
Rewards and lifestyle
Amex Offers
- You get
- Cashback and points offers at shops, restaurants and travel brands, saved to your card in the app.
- The catch
- Offers are personalised, so yours may differ from a friend's.
- How to use it
- Save each offer before you spend.
Rewards and lifestyle
The Times and The Bicester Collection
- You get
- A digital subscription to The Times, and an extra 10% off at The Bicester Collection villages.
- The catch
- Enrolment required.
- How to use it
- Through the Amex benefits page.
What's changed
The change log
Amex adds, trims and quietly retires Platinum benefits through the year. We log every change we can confirm, newest first, with the date it took effect.
Not in the UK
US wellness benefits are not coming to the UK, yet
The new Oura, lululemon and Calm perks announced for the American Platinum card do not appear anywhere on Amex UK. If you have seen them in an email, check which country's card it was for.
Reported
Dining credit reportedly extended to 2029
Amex's own terms still say the £400 dining credit ends on 31 December 2026. Head for Points reports it has been quietly extended to June 2029. We will update this when Amex confirms.
Removed
Lufthansa lounges removed
Access to Lufthansa lounges through the Global Lounge Collection was reported to end on 1 October 2026, and Amex UK's lounge page no longer lists them.
Cut
One Centurion guest, not two
Centurion Lounges now admit one guest instead of two, and the guest has to be on the same flight.
Added
Six Senses London joins Fine Hotels + Resorts
Part of 351 additions to Fine Hotels + Resorts in 2026, alongside The Lake Como EDITION and Vermelho in Portugal.
Ended
The big welcome bonus ended
The 75,000 points and £250 Amex Travel credit offer closed. The standard offer is 50,000 points for spending £6,000 in three months.
Improved
Eight Priority Pass pre-bookings a year
UK Platinum cards now get eight free UK Priority Pass pre-bookings a year in 2026 and 2027, up from four in 2025.
The benefit worth most
Fine Hotels + Resorts, explained
For travellers who stay in five-star hotels anyway, this is the one that does the heavy lifting. Book one of over a thousand hotels through Amex at the normal rate, and you get breakfast for two every morning, a US$100 credit to spend in the hotel, an upgrade when one is free, and a 4pm check-out that is guaranteed. On a three-night stay the breakfasts alone can top £300.
Fine Hotels + Resorts in the UK
- Six Senses LondonBayswater, new in 2026
- Mandarin Oriental MayfairLondon
- The LanesboroughHyde Park Corner, London
- The Peninsula LondonBelgravia
- Coworth ParkAscot
- Estelle ManorOxfordshire
- The Royal Crescent Hotel & SpaBath
- The Gleneagles HotelPerthshire
The rate is usually the same as booking direct, but compare before you book: Amex Travel cannot always match a member or flash rate.
Where the points go
Transfer partners
Membership Rewards points move to fifteen airline and hotel schemes. For most UK travellers, 1:1 to Avios or Virgin Points is the best use; a business class seat on points saves far more per point than a statement credit.
| Scheme | Points : miles |
|---|---|
| British Airways Club (Avios) | 1:1 |
| Virgin Atlantic Flying Club | 1:1 |
| Iberia Club | 1:1 |
| Qatar Airways Privilege Club | 1:1 |
| Air France-KLM Flying Blue | 1:1 |
| Cathay Asia Miles | 1:1 |
| Delta SkyMiles | 1:1 |
| Qantas Frequent Flyer | 1:1 |
| SAS EuroBonus | 1:1 |
| Emirates Skywards | 2:1 |
| Singapore KrisFlyer | 3:2 |
| Hilton Honors | 1:2 |
| Marriott Bonvoy | 2:3 |
| Radisson Rewards | 1:3 |
| ALL Accor | 3:1 |
The small print
American Express Platinum Card: £650 annual fee. Representative 685.3% APR variable, based on a notional £1,200 credit limit and including the fee. The first supplementary Platinum card is free; each additional one is £285 a year. Applicants must be 18 or over, live in the UK and earn at least £35,000 a year. Benefits, values and dates are as published by American Express UK on 20 October 2026 and can change. The Jetsetters Journal is not authorised to promote credit, does not link to card applications and is not paid by American Express.
Questions
Amex Platinum benefits, answered
What are the Amex Platinum benefits in the UK?
Over 1,550 airport lounges, a £400-a-year dining credit, Fine Hotels + Resorts and The Hotel Collection perks, Hilton, Marriott, Accor, Meliá and Radisson status, Hertz and Avis status, worldwide travel insurance, a discount on long-haul premium fares, and Membership Rewards points that transfer to 15 airline and hotel schemes.
How much is the Amex Platinum annual fee in the UK?
£650 a year. The first supplementary Platinum card is free and each extra one is £285. Amex quotes a representative 685.3% APR variable, which includes the fee.
Is Amex Platinum worth it?
If you claim the full £400 dining credit and use lounges, Fine Hotels + Resorts or the travel insurance in place of a policy you would otherwise buy, the card can cover its £650 fee. If you would only use the lounges a couple of times a year, it probably will not. Use the calculator above with your own numbers.
What is the Amex Platinum welcome bonus?
The standard offer is 50,000 Membership Rewards points after spending £6,000 in the first three months. You are not eligible if you have held a personal Membership Rewards Amex card in the last 24 months.
How does the Amex Platinum dining credit work?
Up to £100 back at participating UK restaurants and £100 abroad every six months, £400 a year. Save both credits to your card in Amex Offers, then pay in person with the main Platinum card.
What do you get with Fine Hotels + Resorts?
Noon check-in and a room upgrade when available, daily breakfast for two, a US$100 hotel credit, Wi-Fi and a guaranteed 4pm check-out. You must book through Amex Travel and pay with your Platinum card.
Which hotel status comes with Amex Platinum UK?
Hilton Honors Gold, Marriott Bonvoy Gold Elite, Meliá Rewards Gold, Radisson Rewards Premium and ALL Accor Gold, each after you enrol.
Are the new Amex Platinum wellness benefits available in the UK?
Not as of 20 October 2026. The Oura, lululemon and Calm benefits were announced for the American card and do not appear on Amex UK's Platinum pages.
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